Credit GuaranteeCentral
Credit Guarantee Fund Trust for Micro and Small Enterprises
CGTMSE provides collateral-free credit guarantees to MSMEs, enabling them to get term loans and working capital without pledging assets.
Max BenefitGuarantee cover up to ₹5 Crore
Benefit TypeCollateral-free Loan Guarantee
Project Cost RangeUp to ₹5 Crore
Timeline30–60 days via lending institution
Check My Eligibility Eligible Business Types
ManufacturingService
MSME Category Applicability
MicroSmall
Eligible Industries
🏭 Manufacturing🍽️ Food Processing🧵 Textiles & Garments💻 IT & ITES🏥 Healthcare & Pharma⚡ Renewable Energy🌾 Agri & Livestock Processing
Required Documents
- Udyam Registration
- GSTIN
- Business Plan/DPR
- Bank Statements
- ITR
- KYC Documents
Stacking Compatibility
This scheme can be combined with the following for higher total benefits:
Common Rejection Reasons
- Low CIBIL score
- Inadequate project viability
- Existing default
Subsidy Setu's DPR preparation process addresses all common rejection points before filing.