MSME Subsidy Calculator
What the Haryana Progressive MSME & Export Promotion Policy 2026 could pay on your project — capital subsidy, interest subsidy, Net SGST reimbursement and stamp duty refund — from the rates in the notified gazette.
- Capital Investment Subsidy 2026
25% (sub / prime area) of ₹55,00,000 eligible capital expenditure
Thrust-sector manufacturing MSMEs and exporters only; land, working capital and pre-operative costs are not eligible.
₹13,75,000 - Interest Subsidy 2026
7% a year on the reducing loan balance for 3 years (cap ₹25,00,000/yr)
Manufacturing Micro and Small units; for three years from commercial operation.
₹6,60,000
Not estimated — ask an expert
- Employment Generation Subsidy: ₹48,000 – ₹1,20,000 per eligible Haryana-local employee a year, for 10 years (clause 4.6.1). Depends on each employee’s salary and category, Parivar Pehchan Patra verification and the local share of your workforce (only special-category locals count below 15%), so it is not added to the total.
- Electricity Duty Exemption: The 2026 MSME policy’s fiscal incentives do not include an electricity duty exemption for MSMEs; the HEEP exemption was superseded on 29 July 2026. Some sector policies (e.g. EV) have their own.
Central schemes you may also stack
Matched to your inputs by our eligibility rules. No amounts — each depends on the bank or scheme.
- CGTMSECan be combinedMakes the bank loan possible without collateral — not a subsidy, and can sit alongside the State incentives.
- MUDRA LoanCan be combinedMakes the bank loan possible without collateral — not a subsidy, and can sit alongside the State incentives.
- ZED CertificationCan be combinedCovers a specific cost, with its own application.
- EPM Interest SubventionCan be combinedCovers a specific cost, with its own application.
- EPM Collateral SupportCan be combinedCovers a specific cost, with its own application.
- MCGS-MSMECan be combinedMakes the bank loan possible without collateral — not a subsidy, and can sit alongside the State incentives.
- CGSSCan be combinedCovers a specific cost, with its own application.
- PMS SchemeCan be combinedCovers a specific cost, with its own application.
- MSME LEAN SchemeCan be combinedCovers a specific cost, with its own application.
- MSME IPR ReimbursementCan be combinedCovers a specific cost, with its own application.
- MSME Design SchemeCan be combinedCovers a specific cost, with its own application.
- National SC-ST HubCan be combinedCovers a specific cost, with its own application.
- IC Scheme – First-Time ExportersCan be combinedCovers a specific cost, with its own application.
Policy figures last verified: 19 Oct 2026. Source: Haryana Progressive MSME & Export Promotion Policy 2026 — Haryana Govt. Gazette (Extra.) No. 114-2026/Ext, 29 July 2026; claims are filed on the Invest Haryana (HEPC) portal. Eligibility depends on the unit being a thrust-sector manufacturer or exporter, not in the Annexure I restricted list, and on the department's determination of eligible expenditure and area category. The policy's operational guidelines were due by 29 October 2026; claim forms follow them. Not for Punjab or Rajasthan — their incentives are a share of State tax paid and need a different calculation — and Uttar Pradesh is not estimated either; use the eligibility checker for those.
How the rates work
Capital subsidy is 15% / 20% / 25% / 30% by Core / Intermediate / Sub-Prime / Prime area, capped at ₹2–4 crore, plus 5% for owner categories and 10% for exporters. Read the policy guide →
Can these be combined?
Yes — they cover different costs. What you cannot do is claim a second capital subsidy on the same machinery, or take PMEGP for the same unit. Scheme stacking rules → Worked examples for five projects → Estimates by project size and area →
Which schemes do I match?
The calculator assumes you qualify. The two-minute eligibility checker tests sector, State, size and business type against the 87 schemes a unit can claim (94 open schemes tracked).