Haryana Interest Subsidy Scheme 2026
Clause 4.1.2 of the Haryana Progressive MSME & Export Promotion Policy 2026 provides an interest subsidy to manufacturing Micro and Small Enterprises on term loans taken for new, expansion or diversification projects. The rate is 5% in Core Areas and 6% in Intermediate Areas, each capped at ₹20 Lakh per year, and 7% in Sub-Prime and Prime/Focus Areas, capped at ₹25 Lakh per year. Women, SC, Divyang, Transgender, Ex-Servicemen and Agniveer-owned manufacturing MSEs, and joint ventures with a foreign investor, get an extra 1%. The subsidy is available only for three years after the date of commercial operations, within the policy period, and cannot be combined with a similar scheme under another State policy for the same component.
Key Benefits
- 5% interest subsidy in Core Areas and 6% in Intermediate Areas, each up to ₹20 lakh a year.
- 7% in Sub-Prime and Prime/Focus Areas, up to ₹25 lakh a year.
- An extra 1% for women, SC, Divyang, transgender, ex-servicemen and Agniveer-owned MSEs, and for joint ventures with a foreign investor.
- Available for three years from the date of commercial operations.
Who Can Apply
- Manufacturing micro and small enterprises with a term loan for a new, expansion or diversification project.
Eligible Business Types
MSME Category Applicability
Eligible Industries
How to Apply
- Register the enterprise on Udyam and keep the GSTIN active.
- File the claim online on the Invest Haryana (HEPC) portal under this scheme, with the supporting records for the expenditure claimed.
- The policy required operational guidelines within three months of notification (by 29 October 2026). Check the portal for the claim form and cut-off dates; the policy says applicants are not barred from claiming meanwhile.
Apply at: Invest Haryana (HEPC) portal
Required Documents
- Udyam Registration
- GSTIN
- Term loan sanction letter
- Bank interest certificate
- CA Certified Financials
- Project Report/DPR
Stacking Compatibility
This scheme can be combined with the following for higher total benefits:
Common Rejection Reasons
- Loan not a term loan for a new, expansion or diversification project
- Subsidy claimed beyond three years from the date of commercial operations
- Similar interest subsidy also claimed under another State policy
- Unit in the Annexure I Restrictive List
Subsidy Setu's DPR preparation process addresses all common rejection points before filing.