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Subsidy SetuMSME subsidy and compliance
Free tool · Home loan interest subsidy

PMAY-U 2.0 home loan subsidy: check your eligibility

Answer a few questions about your household, your loan and the house. The tool compares them with the published conditions of the central interest subsidy and tells you where you stand. It is a first check: your lender and the Ministry decide.

Add up the yearly income of everyone in the household (you, your spouse and unmarried children).

The loan you expect the bank to sanction.

The price or cost of the house, with the plot if you are buying one.

Carpet area is the floor area inside the walls. 1 square metre is about 10.76 square feet.

Does your family own a pucca house anywhere in India, in the name of any member?

Family means you, your spouse and unmarried sons and daughters. A pucca house is an all-weather dwelling unit.

Has your family been allotted a house under any government housing scheme in the last 20 years, or already claimed this subsidy for this property?

Any housing scheme of the Central Government, a State or Union Territory government or a local body, in a town or a village.

If you are buying in a particular project, you can tell us its name. It is added to your enquiry only if you ask for a callback.

How this works

  1. Enter your household income, the loan you need, the value of the house and its carpet area.
  2. Say what the loan is for, whether your family owns a pucca house or had an earlier government housing benefit, and when the loan is sanctioned.
  3. Read the answer: Likely eligible, Not eligible or Check with your bank, with the reason for each point.
  4. If you want help with the papers, leave your details and our expert team will call you back. You do not claim the subsidy from us: you apply through your lender.

Last verified: 18 October 2026 · Source: PMAY-Urban 2.0 Scheme Guidelines (Housing for All Mission), September 2024, Ministry of Housing and Urban Affairs

This page is general information for promoters, agents and home buyers in Haryana. It is not legal advice and does not replace the Act, the Haryana rules or the notices of the authority, which set the forms, fees and dates and can change them. Check the official website before you rely on anything here. Details marked "to be verified by our expert team" have not been confirmed yet.

Facts last reviewed on 18 October 2026. Official website: haryanarera.gov.in.

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