Rajasthan · Credit + Subsidy
Vishwakarma Yuva Udyami Protsahan Yojana, Rajasthan
- Maximum benefit
- Age 18–45: loan up to ₹2 Crore with 8% / 7% interest subsidy for 5 years + margin money up to ₹5 lakh
- Who can apply
- Micro, Small enterprises, for specific activities only
- Status
- Open; current term ends 31 March 2029
Is VYUPY Rajasthan open? Key facts at a glance
VYUPY Rajasthan (Rajasthan): Age 18–45: loan up to ₹2 Crore with 8% / 7% interest subsidy for 5 years + margin money up to ₹5 lakh.
Last verified: 26 Oct 2026. How we check our information
| Status | Open |
|---|---|
| Level | Rajasthan State scheme |
| Type of benefit | Interest Subsidy + Margin Money |
| Maximum benefit | Age 18–45: loan up to ₹2 Crore with 8% / 7% interest subsidy for 5 years + margin money up to ₹5 lakh |
| Project cost range | Bank loan up to 2 crore rupees (own contribution at least 10%) |
| Who can apply | Micro, Small enterprises (Manufacturing, Service). Only for: Only for applicants aged 18–45 (firms at least 51% owned by such persons) setting up or expanding micro and small manufacturing or service units; not for units that took a capital or interest subsidy under any Central or State scheme in the last five years, defaulters, or agriculture and allied activities. |
| Implementing agency | Industries & Commerce Department, Rajasthan (Commissioner, Industries, Commerce & CSR; District Industries & Commerce Centre) |
| Official notification | Read the notification (PDF) · notified 3 September 2025 |
| Current term ends | 31 March 2029 |
| Last verified | 26 Oct 2026 · How we check |
What is VYUPY Rajasthan?
Notified by the Industries & Commerce (Group-2) Department (No. प.1(6)उद्योग/ग्रुप-2/2025/06495, e-signed 3 September 2025) with guidelines of September 2025, and running until 31 March 2029 (clause 2).
Applicants aged 18–45 get bank loans of up to ₹2 crore for land, plant and machinery, shed or building, furniture, equipment and working capital for micro and small manufacturing or service enterprises, new or expanding (clauses 3, 4 and 7).
Land and building count for at most 25% of the loan for the interest subsidy, working capital for at most 30% of a composite loan, and the applicant contributes at least 10%.
The State gives an interest subsidy of 8% on loans up to ₹1 crore and 7% on ₹1–2 crore, if repaid on time, with 1% more on ₹1–2 crore loans for women, SC/ST, PwBD, rural units and weavers or artisans holding a Government of India or DICC card; if the bank rate is at or below the subsidy rate, the whole interest is covered (clause 7).
Margin money is 25% of the loan or ₹5 lakh, whichever is less, adjusted after three years of running. The interest subsidy runs for at most five years from the start of production; the loan term is up to seven years with a moratorium of up to six months (clause 8). The borrower pays the CGTMSE fee (clause 5).
A unit that took a capital or interest subsidy under any Government of India or State scheme in the last five years is not eligible (clause 4(v)).
Official notification (PDF) · notified 3 September 2025
What are the key benefits of VYUPY Rajasthan?
- Bank loan of up to ₹2 crore for land, plant and machinery, shed or building, furniture, equipment and working capital (clause 7(अ)).
- Interest subsidy of 8% on loans up to ₹1 crore and 7% on ₹1–2 crore, if repaid on time; 1% more on ₹1–2 crore loans for women, SC/ST, PwBD, rural units and carded weavers or artisans; the whole interest if the bank rate is at or below the subsidy rate (clause 7(ल)(i)).
- Margin money of 25% of the loan or ₹5 lakh, whichever is less, adjusted after three years of running (clause 7(ल)(ii)).
- Interest subsidy for up to five years from the start of production; loan term up to seven years with up to six months' moratorium (clause 8).
What could a unit get under VYUPY Rajasthan?
The ceiling the scheme sets. What a particular unit receives depends on its project cost, location and the conditions on this page, so no rupee figure is worked out here.
Up to the scheme’s limits: Age 18–45: loan up to ₹2 Crore with 8% / 7% interest subsidy for 5 years + margin money up to ₹5 lakh
Illustrative only: this is the scheme’s maximum, not an estimate for your unit. Source: Vishwakarma Yuva Udyami Protsahan Yojana — notification No. प.1(6)उद्योग/ग्रुप-2/2025/06495, Industries & Commerce (Group-2) Department, 3 September 2025; guidelines September 2025.
Who can apply for VYUPY Rajasthan?
- Applicants aged 18–45; firms at least 51% owned by persons aged 18–45 (clauses 3 and 4).
- Micro and small enterprises by the Government of India definition on the application date, in manufacturing or services; expansion needs at least 25% more investment (and at least 20% more capacity in manufacturing) (guidelines 3).
- Not for units that took a capital or interest subsidy under any Central or State scheme in the last five years, or defaulters (clause 4(v), (vi)); not for agriculture and allied activities, mining, real estate or the other activities in clause 11.
Eligible business types
MSME categories covered
Eligible industries
How do I apply for VYUPY Rajasthan?
- Apply on the department's online portal to the General Manager of the DICC; the District Level Task Force Committee (with an interview for loans above ₹10 lakh) recommends the case to the bank (guidelines 1 and 4).
- Appeal to the Commissioner within 30 days of a rejection. Rajasthan Financial Corporation is among the lending institutions (clause 5).
Which documents are needed for VYUPY Rajasthan?
- Project report
- Identity and age proof
- Udyam Registration (after set-up)
- Chartered accountant certificate of at least 51% ownership (for firms)
- Capacity certificate from a CA or Chartered Engineer (expansion above ₹25 lakh)
- Bank loan documents
Can VYUPY Rajasthan be combined with other schemes?
This scheme can be combined with the following for higher total benefits:
Why are VYUPY Rajasthan applications rejected?
- Capital or interest subsidy taken under any Central or State scheme in the last five years
- Bank defaulter
- Agriculture and allied activity, mining, real estate, meat, liquor or intoxicants, explosives, or commercial vehicles above ₹15 lakh (clause 11)
- Loan sanctioned directly by the bank without the District Task Force Committee's recommendation (clause 9(i))
- Expansion below 25% more investment (and, in manufacturing, 20% more capacity)
Subsidy Setu's DPR preparation process addresses all common rejection points before filing.
Frequently asked questions about VYUPY Rajasthan
- Is VYUPY Rajasthan open?
- Yes. The current term runs until 31 March 2029. Status last verified: 26 Oct 2026.
- Who can apply for VYUPY Rajasthan?
- Micro, Small enterprises (Manufacturing, Service). Only for: Only for applicants aged 18–45 (firms at least 51% owned by such persons) setting up or expanding micro and small manufacturing or service units; not for units that took a capital or interest subsidy under any Central or State scheme in the last five years, defaulters, or agriculture and allied activities.
- What is the maximum benefit under VYUPY Rajasthan?
- Age 18–45: loan up to ₹2 Crore with 8% / 7% interest subsidy for 5 years + margin money up to ₹5 lakh.
- How do I apply for VYUPY Rajasthan?
- 1. Apply on the department's online portal to the General Manager of the DICC; the District Level Task Force Committee (with an interview for loans above ₹10 lakh) recommends the case to the bank (guidelines 1 and 4). 2. Appeal to the Commissioner within 30 days of a rejection. Rajasthan Financial Corporation is among the lending institutions (clause 5).
- Until when can I apply for VYUPY Rajasthan?
- The current term runs until 31 March 2029. Projects must usually be registered or commence within the term; check the cut-off before you rely on it.
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