CallWhatsApp
Book
Subsidy SetuMSME subsidy and compliance

Finance & DPR

Detailed project reports, bank term loans, CMA data, collateral-free credit under CGTMSE and working capital — what lenders check before they sanction.

AllSubsidies & SchemesGSTIncome TaxBusiness Setup & ComplianceFinance & DPRRERAMSME Growth
Finance & DPR 7 min read

CGTMSE Collateral-Free Loan 2026: How Much Is Covered, What the Fee Is and How to Apply

CGTMSE guarantees bank loans of up to ₹10 crore to micro and small enterprises given without collateral. The cover is 75% to 90% of the amount in default depending on the borrower and loan size, the annual fee runs from 0.37% to 1.20%, and you apply through your bank, not to CGTMSE. The bands, the lender caps, the hybrid-security option and which State policies repay the fee.

Subsidy Setu Editorial Team
Finance & DPR 6 min read

MUDRA Loan 2026: Shishu, Kishor, Tarun and Tarun Plus Limits, Who Qualifies and How to Apply

MUDRA loans under PMMY go up to ₹20 lakh for non-corporate, non-farm micro businesses: Shishu up to ₹50,000, Kishor to ₹5 lakh, Tarun to ₹10 lakh and Tarun Plus to ₹20 lakh for borrowers who have repaid a Tarun loan. Who qualifies, what it can pay for, where to apply (a bank, NBFC or MFI, or Udyamimitra), and why there is no subsidy and no agent.

Subsidy Setu Editorial Team
Finance & DPR 8 min read

TReDS for MSMEs: Get Paid on Invoices in Days From Large Buyers

TReDS lets an MSME sell an invoice that a buyer has accepted to banks and other financiers on an RBI-authorised platform, without recourse to the seller. How it works under RBI's TReDS Directions 2026, which buyers must join, what it costs and how to register.

Subsidy Setu Editorial Team
Finance & DPR 4 min read

How to Write a DPR That Banks and Subsidy Officers Approve

A DPR (Detailed Project Report) in banking is the document a lender reads to decide whether your project can repay its loan. What a bank-format DPR contains, the ratios lenders check — DSCR, break-even, promoter margin — and the mistakes that get DPRs sent back.

Subsidy Setu Editorial Team

About the Finance & DPR articles

These articles explain project reports, bank term loans, working capital and credit guarantees from what lenders ask for and what schemes such as CGTMSE publish.

Each article lists its sources with links and shows when it was published or last updated. Articles explain the rules in general and are not advice for your business: check the source, or ask our expert team, before you act.