Detailed project report (DPR) · by sector
Project report guides by sector: what banks expect
What changes from one sector to another is the description: how the unit works, what it buys, which utilities and licences it needs, who its customers are, who it employs and what can go wrong. Each guide below sets that out for one sector from the library our free DPR builder uses, lists the open Haryana and Central schemes our catalogue tags for the sector, and shows a worked cost of project built with the builder's own arithmetic.
Preparing a report for PMEGP? PMEGP Project Report Format and Contents: what the guidelines ask of the project report, the documents uploaded with it and why fresh applications are paused.
Choose your sector
Manufacturing
Micro and small manufacturing units make components, consumables and finished goods for larger industry, traders and end consumers. They work close to their customers, take orders of varying size and often supply as part of a longer supply chain.
6 process steps · 4 approvals to check · 45 open Haryana and Central schemes
Read the guideFood processing
Food processing links agricultural production with consumer markets. Processing converts raw produce into products that keep longer, are easier to transport and can be sold under a brand, which adds value to the farm output.
6 process steps · 5 approvals to check · 38 open Haryana and Central schemes
Read the guideTextiles and garments
The textile and apparel chain runs from fibre and yarn through weaving or knitting, dyeing and processing, to garmenting. Small units usually specialise in one stage and supply the next stage, or make finished products for traders and brands.
6 process steps · 3 approvals to check · 38 open Haryana and Central schemes
Read the guideIT and ITES
Information technology and IT-enabled services cover software development, digital services, data processing and business process services for domestic and overseas clients.
5 process steps · 2 approvals to check · 16 open Haryana and Central schemes
Read the guideHealthcare and pharma
Healthcare, pharmaceutical and medical-device businesses operate in a regulated environment, where product approvals, good manufacturing practice or equivalent quality systems and consistent testing are conditions for sale.
6 process steps · 4 approvals to check · 32 open Haryana and Central schemes
Read the guideRenewable energy
Renewable energy covers generation from solar, biomass and other sources, as well as the manufacture and servicing of related equipment.
5 process steps · 4 approvals to check · 24 open Haryana and Central schemes
Read the guideAgri and livestock processing
Agri and allied processing, including dairy, animal feed, grain and livestock products, adds value close to the source of raw material. Proximity to farm output lowers logistics cost and supports local farmers.
5 process steps · 4 approvals to check · 34 open Haryana and Central schemes
Read the guideTrading and retail
Trading, wholesale and retail businesses connect manufacturers with buyers. They hold stock close to the market, extend credit to customers and handle the logistics of supply.
5 process steps · 3 approvals to check · 9 open Haryana and Central schemes
Read the guideE-commerce and D2C
E-commerce and direct-to-consumer businesses sell through online marketplaces and their own website or app, reaching customers well beyond their own location.
5 process steps · 4 approvals to check · 8 open Haryana and Central schemes
Read the guideLogistics and distribution
Logistics and distribution services cover transportation, warehousing and last-mile delivery for manufacturers, traders and online sellers.
5 process steps · 4 approvals to check · 12 open Haryana and Central schemes
Read the guideTourism and hospitality
Tourism and hospitality businesses, such as hotels, guest houses, restaurants and travel services, serve leisure, business and transit travellers.
4 process steps · 5 approvals to check · 3 open Haryana and Central schemes
Read the guideOther sectors
The enterprise operates in a segment where results depend on serving customers reliably, controlling costs and maintaining consistent quality of products or services.
4 process steps · 3 approvals to check · 3 open Haryana and Central schemes
Read the guide
The 24 sections every guide follows
The project and the promoter
Who is setting up the unit, what it will make or sell, how the work is done, where the inputs come from, who will buy, where the unit sits and how long it takes to start. A banker reads these first to judge whether the promoter understands the business.
Project at a Glance · Promoter & Enterprise Profile · The Project · Industry Overview · Products and Process · Raw Materials and Utilities · Market and Marketing Strategy · Location and Infrastructure · Implementation Schedule
The money
What the project costs, how it is paid for, the assumptions behind the projections, the yearly profit, cash flow and balance sheet, the loan repayment schedule, and the ratios a lender looks at: debt service coverage, break-even and the key indicators. Every figure flows from the cost of project and the assumptions, so they must agree with each other.
Cost of Project · Means of Finance · Key Assumptions · Projected Profitability Statement · Term Loan Repayment Schedule · Depreciation Schedule · Projected Cash Flow Statement · Projected Balance Sheet · Debt Service Coverage Ratio · Break-Even Analysis · Key Financial Indicators
Risks, approvals and support
An honest SWOT, the licences and registrations the activity needs, the government incentives the unit may claim (named, not counted as income), and a conclusion that states the result of the projections without overstating them.
SWOT Analysis · Statutory Approvals and Registrations · Applicable Government Incentives · Conclusion
Questions about project reports
What is a detailed project report?
A detailed project report describes a proposed business and projects its finances for the years of the loan: cost of project, means of finance, profitability, cash flow, balance sheet, repayment, debt service coverage and break-even. Banks use it to appraise a term loan and departments use it with subsidy claims. The bank format our builder follows has 24 numbered sections.
Where does the text of these guides come from?
From the sector library our DPR builder uses to write the descriptive sections of a report, the section list of the report it prints, and our scheme catalogue. The library is qualitative by design: it holds no market size, growth rate or typical cost, because those must come from the promoter's own enquiries.
Are the costs in the worked example typical for each sector?
No. They are assumed lines, labelled as such, run through the same cost and loan arithmetic as the builder to show how the cost of project and the means of finance are built. Your report should use your own quotations and the bank's terms.
Which States do the scheme lists cover?
Haryana and Central schemes, open and claimable by an individual unit on the date the pages were built, named with each scheme's own ceiling. The eligibility checker also matches Punjab, Rajasthan and Uttar Pradesh schemes for a specific unit.
Who should review a project report before it goes to the bank?
A Chartered Accountant. The free builder prints that note on every page of the file it produces. Our expert team can review a report you prepared, or prepare it with you, as part of the subsidy and DPR service.
Official sources this page relies on
Related: Haryana subsidy by project size · subsidy stacking blueprints · compliance calendar