- Maximum benefit
- Collateral-free lending backed by a State guarantee (fee aligned with CGTMSE)
- Who can apply
- The cluster, park or implementing agency, not an individual unit
- Status
- Open; current term ends 28 July 2031
Is Sectoral Credit Guarantee Fund open? Key facts at a glance
Sectoral Credit Guarantee Fund (Haryana): Collateral-free lending backed by a State guarantee (fee aligned with CGTMSE).
Last verified: 19 Oct 2026. How we check our information
| Status | Open |
|---|---|
| Level | Haryana State scheme |
| Type of benefit | State Credit Guarantee for Collateral-Free Loans |
| Maximum benefit | Collateral-free lending backed by a State guarantee (fee aligned with CGTMSE) |
| Project cost range | As per lender norms |
| Who can apply | Micro, Small enterprises (Manufacturing) |
| Implementing agency | Directorate of MSME, Haryana |
| Where to apply | Invest Haryana (HEPC) portal |
| Official notification | Read the notification · notified 29 July 2026 |
| Current term ends | 28 July 2031 |
| Last verified | 19 Oct 2026 · How we check |
What is Sectoral Credit Guarantee Fund?
Part of: Haryana Progressive MSME & Export Promotion Policy 2026 (clause 4.1.7)
Also in this part of the policy: Haryana SGST Refund · Haryana Interest Subsidy · Haryana MSME Insurance · Export Credit Support
Clause 4.1.7 of the Haryana Progressive MSME & Export Promotion Policy 2026 provides that the State Government shall establish a dedicated Haryana Sectoral Credit Guarantee Fund — a state-level credit guarantee mechanism to support collateral-free lending to Micro and Small Enterprises on new, expansion or diversification projects in priority sectors such as Technical Textiles, Electric Vehicles, Renewables/Bio Energy, Food Processing, Hi-precision Engineering, Pharmaceuticals, and new exporters in Prime and Sub-Prime Areas.
The guarantee fee will be aligned with the Government of India's CGTMSE scheme. The gazette announces the fund; it is not yet operational, so confirm its status with the Directorate of MSME, Haryana before relying on it.
Official notification · notified 29 July 2026
Eligible business types
MSME categories covered
Eligible industries
How do I apply for Sectoral Credit Guarantee Fund?
- This support is applied for by the cluster SPV, park developer or implementing agency — not by an individual unit for its own premises.
- Contact the Directorate of MSME, Haryana to confirm who may apply and the current status before preparing a proposal.
Apply at: Invest Haryana (HEPC) portal
Which documents are needed for Sectoral Credit Guarantee Fund?
- Udyam Registration
- GSTIN
- Loan application to a participating lender
- Project Report/DPR
Can Sectoral Credit Guarantee Fund be combined with other schemes?
This scheme can be combined with the following for higher total benefits:
Why are Sectoral Credit Guarantee Fund applications rejected?
- Enterprise outside the priority sectors identified for the fund
- Medium enterprise (fund is for Micro and Small Enterprises)
Subsidy Setu's DPR preparation process addresses all common rejection points before filing.
Frequently asked questions about Sectoral Credit Guarantee Fund
- Is Sectoral Credit Guarantee Fund open?
- Yes. The current term runs until 28 July 2031. Status last verified: 19 Oct 2026.
- Who can apply for Sectoral Credit Guarantee Fund?
- Micro, Small enterprises (Manufacturing).
- What is the maximum benefit under Sectoral Credit Guarantee Fund?
- Collateral-free lending backed by a State guarantee (fee aligned with CGTMSE).
- How do I apply for Sectoral Credit Guarantee Fund?
- 1. This support is applied for by the cluster SPV, park developer or implementing agency — not by an individual unit for its own premises. 2. Contact the Directorate of MSME, Haryana to confirm who may apply and the current status before preparing a proposal. Apply at: Invest Haryana (HEPC) portal.
- Until when can I apply for Sectoral Credit Guarantee Fund?
- The current term runs until 28 July 2031. Projects must usually be registered or commence within the term; check the cut-off before you rely on it.
Guides on Sectoral Credit Guarantee Fund
Related schemes
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