Subsidy SetuMSME subsidy and compliance
Subsidy stacking blueprint · Haryana · Micro enterprise

₹1 Cr plastic packaging unit in Haryana: subsidy stacking blueprint

A new unit making plastic packaging films, pouches and containers, set up on its own small plot with a built shed and an extrusion and converting line, and selling mostly to registered buyers within Haryana. Rubber and plastic products are a thrust sector of the 2026 policy.

Estimated total: ₹21,91,500 (Core area) to ₹41,40,000 (Prime / Focus area), computed by our subsidy calculator from the notified rates. Illustrative estimate under the Haryana Progressive MSME & Export Promotion Policy 2026 (Gazette 114-2026/Ext, 29 Jul 2026); figures depend on the notified terms and the operational guidelines.

The assumed project

Every figure below is an assumption of this example, entered into the calculator as it stands. Change any of them in the calculator to see your own estimate.

Assumed project cost, loan and operating figures
Land₹15,00,000Excluded from eligible capital expenditure
Building₹25,00,000Eligible capital expenditure
Plant and machinery₹50,00,000Eligible capital expenditure
Working capital (margin)₹10,00,000Excluded from eligible capital expenditure
Project cost₹1,00,00,000Eligible capital expenditure (fixed capital investment): ₹75,00,000
Term loan₹70,00,00010% a year, 7 years, equal monthly principal
Expected Net SGST paid a year₹1,50,000Mostly to registered (B2B) buyers
Stamp duty paid on land₹1,05,000On the sale deed of the plot
Unit, sector and sizeMicroNew unit, manufacturing, Haryana; 15 new jobs for Haryana residents; no owner-category or exporter top-up assumed

Incentive estimate for all four area categories

The same project in each of the four location types of clause 1(m). The category depends on the type of location, not the district; our Know Your Zone tool helps place a plot. Interest subsidy is the calculator's total over 3 years on the reducing loan balance; Net SGST is the total over 7 years.

Illustrative incentive estimate by area category under the Haryana Progressive MSME and Export Promotion Policy 2026
HeadCoreIntermediateSub-PrimePrime / Focus
Capital Investment Subsidy (clause 4.1.1)Core: 15% (core area) of ₹75,00,000 eligible capital expenditure · Intermediate: 20% (intermediate area) of ₹75,00,000 eligible capital expenditure · Sub-Prime: 25% (sub / prime area) of ₹75,00,000 eligible capital expenditure · Prime / Focus: 30% (prime / focus area) of ₹75,00,000 eligible capital expenditure₹11,25,000₹15,00,000₹18,75,000₹22,50,000
Interest Subsidy, 3 years (clause 4.1.2)Core: 5% a year on the reducing loan balance for 3 years (cap ₹20,00,000/yr) · Intermediate: 6% a year on the reducing loan balance for 3 years (cap ₹20,00,000/yr) · Sub-Prime: 7% a year on the reducing loan balance for 3 years (cap ₹25,00,000/yr) · Prime / Focus: 7% a year on the reducing loan balance for 3 years (cap ₹25,00,000/yr)₹8,25,000₹9,90,000₹11,55,000₹11,55,000
Net SGST Reimbursement, 7 years (clause 4.1.3)Core: 20% of ₹1,50,000 Net SGST a year for 7 years · Intermediate: 40% of ₹1,50,000 Net SGST a year for 7 years · Sub-Prime: 50% of ₹1,50,000 Net SGST a year for 7 years · Prime / Focus: 60% of ₹1,50,000 Net SGST a year for 7 years₹2,10,000₹4,20,000₹5,25,000₹6,30,000
Stamp Duty Refund (clause 4.2.3)Core: 30% of ₹1,05,000 stamp duty paid · Intermediate: 60% of ₹1,05,000 stamp duty paid · Sub-Prime: 75% of ₹1,05,000 stamp duty paid · Prime / Focus: 100% of ₹1,05,000 stamp duty paid₹31,500₹63,000₹78,750₹1,05,000
Employment Generation Subsidy₹48,000 – ₹1,20,000 per eligible Haryana-local employee a year, for 10 years (clause 4.6.1). For 15 new jobs that is ₹7,20,000 – ₹18,00,000 a year if every one qualifies. Depends on each employee’s salary and category, Parivar Pehchan Patra verification and the local share of your workforce (only special-category locals count below 15%), so it is not added to the total.not estimatednot estimatednot estimatednot estimated
Electricity Duty ExemptionThe 2026 MSME policy’s fiscal incentives do not include an electricity duty exemption for MSMEs; the HEEP exemption was superseded on 29 July 2026. Some sector policies (e.g. EV) have their own.not estimatednot estimatednot estimatednot estimated
Heads added up (before the cap)₹21,91,500₹29,73,000₹36,33,750₹41,40,000
Cap: 100% of fixed capital investment (clause 3.6), taken as plant and machinery + building₹75,00,000₹75,00,000₹75,00,000₹75,00,000
Estimated total₹21,91,500₹29,73,000₹36,33,750₹41,40,000
  • Land ₹15,00,000 — not counted. Land is never eligible capital expenditure under the 2026 policy (stamp duty on it has its own refund).
  • Working capital ₹10,00,000 — not counted. Working capital, pre-operative expenses and capitalised interest are excluded from eligible capital expenditure.

Illustrative estimate under the Haryana Progressive MSME & Export Promotion Policy 2026 (Gazette 114-2026/Ext, 29 Jul 2026); figures depend on the notified terms and the operational guidelines. Source: Haryana Progressive MSME & Export Promotion Policy 2026 — Haryana Govt. Gazette (Extra.) No. 114-2026/Ext, 29 July 2026; policy figures last verified 19 Oct 2026. No owner-category or exporter top-up is assumed; the operational guidelines the policy promised by 29 October 2026 will settle the claim forms.

Other schemes you may stack

Named from our catalogue, open on the date this page was built, with each scheme's own ceiling as its page states it. No figure is estimated for them: each depends on the bank or on its own application. The 2026 policy bars a second capital subsidy on the same component, so a component scheme is claimed on a different cost from the capital subsidy above.

Not estimated: Punjab, Rajasthan and Uttar Pradesh

The calculator is Haryana-only. Punjab and Rajasthan incentives are largely a share of State tax paid and need a different working, and Uttar Pradesh is not estimated either. Their principal policies, by name:

  • Punjab Industrial and Business Development Policy 2026

    20% capital subsidy up to ₹10 Crore + 75% of Net SGST; total up to 100–125% of FCI

    Not estimated on this site; the eligibility checker matches it by State, sector and size.

  • Rajasthan Investment Promotion Scheme 2024

    75% of State tax for 10 years + 3–6% interest subvention for 7 years (MSME cap ₹5 Crore a year)

    Not estimated on this site; the eligibility checker matches it by State, sector and size.

  • Uttar Pradesh MSME Promotion Policy 2022

    10–25% capital subsidy up to ₹4 Crore; micro units also 50% interest subsidy up to ₹25 lakh

    Not estimated on this site; the eligibility checker matches it by State, sector and size.

What you need before filing

The records the Haryana Progressive MSME & Export Promotion Policy 2026 entry lists for a claim; claims are filed on the Invest Haryana (HEPC) portal.

  • Udyam Registration
  • GSTIN
  • PAN/Aadhaar
  • Project Report/DPR
  • CA Certified Financials
  • Machinery Quotations/Invoices
  • Land/Lease Documents establishing the area category
  • IEC (for export incentives)
  • First sale bill/invoice evidencing Date of Commencement of Commercial Production

Questions about this blueprint

How much subsidy could a ₹1 Cr manufacturing unit get in Haryana under the 2026 policy?

On the assumptions of this blueprint the illustrative estimate runs from ₹21,91,500 in a Core area to ₹41,40,000 in a Prime / Focus area, adding up Capital Investment Subsidy, Interest Subsidy, 3 years, Net SGST Reimbursement, 7 years, Stamp Duty Refund. Employment Generation Subsidy and Electricity Duty Exemption are not estimated. The 100%-of-fixed-capital-investment cap (clause 3.6) does not bite in any category for this project. The figures depend on the notified terms and the operational guidelines and on the department's determination of eligible expenditure and area category.

Which area category gives the highest estimate, and how do I know mine?

Prime / Focus gives the highest estimate (₹41,40,000) and Core the lowest (₹21,91,500). The category depends on the type of location, not the district: Core is land within municipal limits, Intermediate an allotted industrial plot or land between municipal and Controlled Area limits, Sub-Prime a conforming industrial zone, HSIIDC or licensed park plot or land outside Controlled Area limits, and Prime / Focus a notified Industrial Investment Promotion Zone (clause 1(m)). Our Know Your Zone tool and the land records settle it for a specific plot.

Are land and working capital counted in the capital subsidy?

No. The capital subsidy and the fixed-capital-investment cap are worked on plant and machinery plus building, ₹75,00,000 in this example. Land (₹15,00,000) is left out: Land is never eligible capital expenditure under the 2026 policy (stamp duty on it has its own refund). Working capital (₹10,00,000) is left out: Working capital, pre-operative expenses and capitalised interest are excluded from eligible capital expenditure. The project cost the calculator reports is ₹1,00,00,000.

Is plastic packaging a thrust sector of the Progressive MSME Policy 2026?

Yes. Rubber and plastic products, including toys and sports goods, are one of the nine thrust sectors the capital subsidy covers, so a packaging unit is eligible on its plant and machinery and building if it is not on the Annexure I restrictive list. Units making food products themselves are different: they fall under the separate Agri-Business and Food Processing Policy 2026, which this calculator does not estimate. Our expert team checks the product list and the restrictive list before a claim is prepared.

Can CGTMSE or a bank loan scheme be combined with these Haryana incentives?

Yes. A credit guarantee or a loan scheme is not a subsidy, so it sits alongside the State incentives; the interest subsidy is worked out on the bank loan however it is secured. What the 2026 policy bars is a second capital subsidy on the same component, under this policy or another State scheme, and the usual central margin-money subsidies are alternatives for the same unit rather than add-ons. The schemes listed on this page as stackable are named from our catalogue without figures; each has its own application.

What is not estimated on this page?

Employment Generation Subsidy: Depends on each employee’s salary and category, Parivar Pehchan Patra verification and the local share of your workforce (only special-category locals count below 15%), so it is not added to the total. Electricity Duty Exemption: The 2026 MSME policy’s fiscal incentives do not include an electricity duty exemption for MSMEs; the HEEP exemption was superseded on 29 July 2026. Some sector policies (e.g. EV) have their own. Punjab, Rajasthan and Uttar Pradesh are not estimated either, because their incentives are worked out differently; their policy pages are linked below. Nothing here is a sanction or an approval.

Want this stack for your unit? Ask our expert team

Leave your name and mobile number. Our team calls you back within one working day (Monday to Saturday).

Your details are never sold; they are shared only as our Privacy Policy describes.

Run your own figures

Put your project into the calculator with your plot's area category, check every scheme your unit matches, or ask our expert team for a DPR quote.

More blueprints: ₹2 Cr textile unit in Panipat · ₹3 Cr auto components unit in Faridabad · ₹50 Lakh automation and rooftop solar upgrade of an existing Haryana unit · ₹25 Lakh micro manufacturing unit in Haryana · All blueprints